ACCOUNT
PRODUCT |
MINIMUM
OPENING DEPOSIT |
MINIMUM
BALANCE TO OBTAIN ANNUAL PERCENTAGE YIELD |
INTEREST
RATE |
APY |
| Savings | ||||
| Savings Account | $50.00
|
0.75%
|
0.75%
|
|
| NOW Account | $500.00 | |||
Daily
Balances of:
|
up to $49,999.99 | 0.50% | 0.50% | |
| $50,000.00-99,999.99 | 0.75% | 0.75% | ||
| $100,000.00-above | 0.95% | 0.95% | ||
| Money
Market Savings |
||||
Money
Market Savings |
$2,500.00
|
1.00%
|
1.00%
|
|
Super
Money Market Savings
|
$25,000.00 |
1.25%
|
1.26%
|
|
| Certificates
of Deposit |
||||
7
to 29 Days |
$500.00
|
$500.00 |
1.00%
|
1.00%
|
30
to 89 Days |
$500.00
|
$500.00 |
1.10% |
1.10% |
90
to 181 Days |
$500.00
|
$500.00 |
1.35%
|
1.35% |
182
Days to 1 year |
$500.00
|
$500.00 |
1.80%
|
1.80% |
1
Year up to 2 Years |
$500.00
|
$500.00 |
2.15%
|
2.15%
|
2
Years up to 3 Years |
$500.00
|
$500.00 |
2.40% |
2.40% |
3
Years up to 4 Years |
$500.00
|
$500.00 |
2.65% |
2.65% |
2
Year Bump |
$500.00
|
$500.00 |
2.35%
|
2.35%
|
3
Year Bump |
$500.00
|
$500.00 |
2.60%
|
2.60%
|
| Jumbo
Certificates of Deposit |
||||
14
to 29 Days |
$100,000.00 |
$100,000.00 |
1.10%
|
1.11% |
30
to 89Days |
$100,000.00 |
$100,000.00 |
1.25% |
1.26% |
90
to 181 Days |
$100,000.00 |
$100,000.00 |
1.50% |
1.51% |
182
Days to 1 Year |
$100,000.00 |
$100,000.00 |
1.95%
|
1.95%
|
1
Year up to 2 Years |
$100,000.00 |
$100,000.00 |
2.45% |
2.45% |
2
Years up to 3 Years |
$100,000.00 |
$100,000.00 |
2.60%
|
2.60%
|
3
Years up to 4 Years |
$100,000.00 |
$100,000.00 |
2.80% |
2.80% |
2
Year Bump |
$100,000.00 |
$100,000.00 |
2.55%
|
2.55%
|
3
Year Bump |
$100,000.00 |
$100,000.00 |
2.75%
|
2.75%
|
| |
||||
|
IRA'S |
||||
1
Year up to 2 Yrs |
$500.00 |
$500.00 |
2.15% |
2.15% |
2
Years up to 3 Yrs |
$500.00
|
$500.00 |
2.40% |
2.40% |
3
Years up tp 4 Yrs |
$500.00
|
$500.00 |
2.65% |
2.65% |
| 18
Month Variable* |
$500.00 |
1.88%* |
1.90%* |
|
2
Year Bump |
$500.00
|
$500.00 |
2.35%
|
2.35%
|
3
Year Bump |
$500.00
|
$500.00 |
2.60%
|
2.60% |
|
Jumbo IRA'S |
||||
1
Year up to 2 Yrs |
$100,000.00 |
$100,000.00 |
2.45% |
2.45% |
2
Years up tp 3 Yrs |
$100,000.00 |
$100,000.00 |
2.60% |
2.60% |
3
Years up to 4 Yrs |
$100,000.00 |
$100,000.00 |
2.80% |
2.80% |
2
Year Bump |
$100,000.00 |
$100,000.00 |
2.55%
|
2.55%
|
3
Year Bump |
$100,000.00 |
$100,000.00 |
2.75%
|
2.75%
|
Substantial penalties may apply for early withdrawal
APY = Annual Percentage Yield
* The rate for the 18 month variable IRA may change after the account is opened.
Fees may reduce earnings on accounts